Q: We’ve had friends who’ve been burned by insurance companies. How do you make sure your travel medical insurance is reliable?
— Kara Martin, Truro, Nova Scotia
A: Insurance companies are notorious for finding ways to avoid paying claims. But, most travellers can’t leave without them; provincial governments only cover a portion of foreign medical bills, credit card companies often restrict their coverage to a short period of time, and employer plans can be very limited. So, unless you have a pool of money standing by, you need to buy travel insurance.
As usual, you can avoid being burned by doing your homework, and never taking anything for granted. Make sure you check: (more…)