Keep only one credit card in your wallet. Tuck a second somewhere else (like your pocket) in case your purse or wallet is stolen. Leave other cards at home. And always have your all of your card cancellation numbers handy—for instance, in an e-mail you can access from anywhere.
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Canada’s leading personal finance magazine pinpointed its best Canadian credit cards in terms of cash-back and rewards in its recent September/October 2011 issue. In the travel category, MoneySense identified its 10 favourite cards.
The online story doesn’t include the picks, but we’ve included them here from the print edition, along with the primary rewards for each.
Seven of the ten cards chosen have annual fees of up to $150 (most are $120) and six have minimum income requirements ($15K–$100K). In the print magazine a handy breaks down how much you’ll actually save annually if you spend $500; $1,000; or $4,000 per month and fly out of Toronto, Calgary or Vancouver.